The Georgia Department of Banking and Finance (Department) is the state agency that regulates and examines Georgia state-chartered banks, state-chartered credit unions, and state-chartered trust companies. The Department also has responsibility for the supervision, regulation, and examination of bank holding companies and Merchant Acquirer Limited Purpose Banks (MALPBs) chartered in Georgia. In addition, the Department has regulatory and licensing authority over mortgage brokers, mortgage lenders, mortgage processors, mortgage loan originators, check cashers, sellers/issuers of payment instruments, money transmitters, consumer installment lenders, and international banking organizations, conducting business in Georgia.
Georgia Department of Banking and Finance
Job Summary:
Under supervision, confirms the integrity of financial statements, verifying assets, determining liabilities, and ensuring compliance with state laws and regulations by interpreting laws, rules, and regulatory guidance. Reviews audit records, transactions, reports, and financial data for regulated financial institutions. Analyzes assigned regulatory components as outlined in the Uniform Financial Institution Rating System. As proficiency is gained, performs as operations manager and performs credit analysis duties.
Primary Duties & Responsibilities:
• Performs operations examination duties, including financial statement analysis; analysis of earnings, capital, liquidity, asset/liability management, and securities; classification of other real estate and assets other than loans, review and analysis of Call Reports, internal controls, audit oversight, and policies and procedures to ensure compliance with laws, rules, and regulations.
• Inspects operational functions of financial institutions in the capacity of operations manager.
• Performs credit analysis duties on examinations.
• Maintains knowledge of current trends and developments, and attends training as scheduled. Applies pertinent knowledge to performance of other responsibilities.
• Serves as a spokesperson and liaison for the Department by communicating effectively with financial institution personnel, officers, and directors, as well as other agencies.
• Performs administrative functions necessary in order to perform examination responsibilities and comply with the Policy requirements of the Department.
• Travels to financial institutions to perform job duties and to locations for required training.
Requirements
The successful candidate requires at least one college level accounting and two additional college level courses in accounting and/or finance. Serious applicants MUST attach a copy of college transcript(s).
What we offer:
This is a hybrid position. The Financial Examiner position will operate out of the assigned office and have the ability to telework. DBF offers an environment of encouragement and growth. Benefit offerings include health and flexible benefits, 13 paid State Holidays, Annual & Sick Leave, Pension, and 401k.
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My SubmissionsAgriculture, Georgia Department of
Georgia - Cherokee
📁 Regulatory
Post Date: Feb 07, 2024
Being in great health enables you to do great work. As a State of Georgia employee, you have access to comprehensive and affordable healthcare plans that best suit your needs.
We offer three Health Reimbursement Arrangement (HRA) plans, three Health Maintenance Organization (HMO) plans, a High Deductible Health Plan (HDHP), and four Medicare Advantage plan options for retirees enrolled in Medicare.
Georgia state government makes preparing for your future a top priority. Our retirement plans are designed to help you establish long-term financial security.
Georgia State Employees’ Pension and Savings Plan (GSEPS) is a combination Defined Benefit/ Defined Contribution plan with the following components:
The State of Georgia’s paid time off program aims to maximize productivity inside and outside of the workplace by providing serval leave programs including holiday, annual, sick, and administrative leave.
The Flexible Benefits program offers a wide range of coverage levels to advance total wellness for you and your family.
Our current offerings include vision, dental, life insurance, accidental death and dismemberment, short-term and long-term disability, long term care, critical illness, legal and flexible spending accounts.
Supporting employees in their efforts to manage work and personal needs is high priority. We invest in your employee experience with various programs to provide work-life balance.
State employees receive up to eight hours of leave each calendar year to help advance education in the state.
Want to support a child's dream to go to college? Our 529 savings plan allows you to save tax-free for higher education expenses.
During the annual charity campaign, employees can contribute to a charity of choice by making a one-time monetary donation or setting up a yearlong payroll deduction.
